I know, I don't like having to take out travel insurance either, and I don't even like talking about it or having to research and compare the best travel insurance companies.
When you think about it, pay a health cover for travelers it's one of those things you pay for in the hope that you'll never have to use it.
Although I prefer to talk about planning a trip with my family or friends... I have to tell you that it is quite an important issue if you plan to travel abroad.
Let me give you some advice:
"If you can't afford travel insurance, maybe you can't afford to travel either"
It's that easy.
Accept it. You would never hesitate to buy auto insurance when you buy a car, or home insurance when you buy a house. why would you hesitate with travel insurance?
Sincerely, hire.
"Having a peaceful mind is priceless"
I prefer to spend 30, 40 or 60€ more on my trip and chances are I'll never use the insurance, than drop my bank account to "0" if something happens to me.
Call it whatever you want - vacation insurance or travel insurance, but it is not worth not having insurance against the risk you may run. If something goes wrong, you will pay more than pay for it, and I'm not just talking about money, but also unnecessary worries and headaches.
why hire
Imagine the following.
Your trip is just around the corner, you've saved all that hard-earned money, you've paid for your flights and accommodation, maybe you've also booked tours, your suitcase is packed, and your spending money is ready. waiting for you you found it.
What if…?
- You fall ill or are injured during the trip
- You need to cancel the trip for "X" reason
- Your luggage is stolen or lost
- you lose your passport
- And why not… there is a hurricane or earthquake in your destination
Even more so when you visit countries like the United States, Australia, Spain, Portugal or Sweden among others, NO you should skimp on travel medical insurance.
The costs of medical care in the United States are exorbitant, the one who warns is not a traitor.
With Intermundial you can hire the best travel assistance with a 20% discount from this link.
Tips for hiring the best travel assistance
First of all, what exactly is travel insurance?
Basically, travel insurance is designed to cover unexpected medical emergencies and events such as trip cancellation, your personal belongings, baggage lost, stolen or damaged by an airline, and other travel-related losses.
<<Maybe this might interest you: The 8 Best Ho Findersteles>>
What is the best travel insurance for you?
There are different levels of coverage depending ondo of:
- The type of trip itself
- Policy coverage
- The insurance company of your choice
Some policies offer higher and higher medical expense options; the highest ones are mainly for countries that have expenses tall doctors, like the United States.
Which travel insurance policy is the best for you?
Make sure you know what your needs and situation are:
- How are you going to travel? Rental cars, flights, etc. Coverage will vary in each case.
- What activities do you plan to do? Skiing, mountaineering, surfing, etc.
- Travel time
- Value of the goods you carry with you
- Who are you going to travel with? Only? In couple? In family?
<<
Aspects to take into account
What is not covered?
Most policies do not cover:
- Sports activities and high risk
- Travel to countries considered “high risk”
- Medical conditions prior to hiring
Travel insurance policies will also have a list of exclusions that generally will not cover you.
For example.
- Natural disasters such as hurricanes, earthquakes, eruptions, etc.
- Terrorist attacks or possible coups
«Choose a life insurance policyYoStick with the minor exclusions, and pay attention to them when reading an insurance policy«
→ Learn how to book the cheapest flights HERE ←
Should you purchase travel insurance when traveling in your country?
It is completely up to you. Personally, it is something that I do not contemplate in the country where I live, Spain, it is also possible that you already have life, car or home insurance, which generally cover part of the unforeseen events that may arise along the way, on the other hand, in your country you will be covered by the public health network or by your own health insurance.
Summarizing…
It has become clear how important it can be to take out travel insurance when we travel abroad, you may not do it and nothing may happen, but as I mentioned before, there is no point in ruining your trip to save you some how many euro.
That's my advice, now it's up to you 😉
Wow, nunca había pensado en contratar un seguro de viaje con cobertura de salud para viajeros. ¿Alguien tiene experiencia con esto?
¡Claro que sí! Yo siempre contrato un seguro de viaje con cobertura de salud. Nunca sabes qué puede pasar y es mejor estar preparado. He tenido que usarlo en un par de ocasiones y me ha salvado de gastos médicos enormes. ¡Totalmente recomendado!
¡Vaya, nunca pensé que contratar un seguro de viaje fuera tan importante! ¿Alguien más ha tenido alguna experiencia con esto?
¡Totalmente de acuerdo! Contratar un seguro de viaje es fundamental. Tuve una mala experiencia en el pasado y sin seguro, terminé pagando una fortuna en gastos médicos. No vale la pena arriesgarse, siempre mejor estar preparados.
¡Qué artículo tan interesante! Nunca había considerado contratar un seguro de viaje, pero ahora lo estoy reconsiderando.